• The insured building and its foundation
  • The electrical and plumbing system
  • Central air conditioning equipment, furnaces, and water heaters
  • Refrigerators, cooking stoves, and built-in appliances such as dishwashers
  • Permanently installed carpeting over unfinished flooring

Flood Insurance Serving Virginia

The Hartford Flood Insurance

National Flood Insurance Program


Wright Insurance

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  • Clothing, furniture, and electronic equipment
  • Curtains
  • Portable and window air conditioners
  • Portable microwaves and dishwashers
  • Carpeting that is not already included in property coverage
  • Clothing washers and dryers


HOLT Flood Insurance
AGENT: Timothy Holt

15 Freedom Lane,

Fredericksburg, Virginia 22406
(540) 809-1415

Building Coverage Includes

Zone A coverage available 

No Elevation Certificate Needed!  

Let us review your current Flood Insurance policy.

We’ll help you: 

  •      Lower your current flood insurance    premiums 
  •      Eliminate excessive & unnecessary coverage    
  •      Remove the FEMA from the claims handling process

Contents Coverage Includes

Holt Flood Insurance

We Proudly represent the following Companies:

Timothy Holt

Insurance Agent

SAVE up to $200 on your Monthly Premiums

24 Hour Approval With Documentation

Timothy Holt has been insuring America’s families for over 40 years, including 30 years specifically in the flood and property insurance. 

We have taken pride in the level of service we have provided to the thousands of customers over the years, and look forward to working with you. 

Virginia's Easiest Flood Insurance! 

HOLT Flood Insurance
15 Freedom Lane, Fredericksburg, Virginia 22406

Phone: 540-809-1415 | Fax: 540-699-6957​ | trholt44@gmail.com