Holt Flood Insurance House

TIMOTHY HOLT - Insurance Agent

Timothy Holt has been an insurance agent insuring America's families for over 40 years, including 30 years specifically in the flood and property insurance. We have taken pride in the level of service we have provided to the thousands of customers over the years, and look forward to working with you.

Let us review your current Flood Insurance Policy.

We'll help you:

  • Lower your current flood insurance premiums
  • Eliminate excessive & unnecessary coverage
  • Remove the FEMA from the claims handling process

Get an INSTANT Quote!


What is Flood Insurance?

Flood insurance covers houses and properties for losses that result from water damage, specifically related to flooding. This particular property insurance is a lot different than having basic hazard insurance or a homeowner's insurance policy because flood insurance solely covers damage caused by rising floodwaters. To be more specific, flood insurance would not cover water damage caused by sewer backups unless it was somewhat related to rising floodwaters... (Read More)

Flood Insurance Quote

If you are looking for an affordable flood insurance quote, look no further than Holt’s Flood Insurance. For over 30 years, we have been serving customers in Virginia, Maryland and North Carolina. At Holt’s Flood Insurance, we will work with your current insurance agent to get the best flood insurance price... (Read More)

Here is what some of our customers think

Tim is the guy to use for flood insurance, hands down!

I dealt with Tim while helping my son secure flood insurance for a home he was buying. Tim was extremely helpful and was able to save my son thousands! I would recommend Tim to anyone seeking flood insurance. He is personable and an amazing communicator. Tim is the guy to use for flood insurance, hands down!

Leigh Anne Szukelewicz

Holt Flood Insurance saved me thousands!

I have been a USAA client for over 40 years. After receiving their quote I felt certain that I could find one that was more reasonable. Holt Flood Insurance saved me thousands! Mr. Holt was a pleasure to work with. He was always available and he provided everything we needed in a timely and professional manner. I am a very pleased client.

Allen Henry

He saved me $1200!

It was a great day when I first spoke with Tim Holt. He saved me $1200 on my Flood Insurance Policy and communicated with FEMA. I was overcharged for years by a Insurance Agent I trusted. The knowledge and work ethics this man has is amazing. The world needs more people like Mr.Holt.

Preston Zember, Jr.

Beyond helpful!

Beyond helpful! Bought a house & was told by mortgage company that I needed flood insurance even though I disagreed.Tim contacted FEMA,county courthouse,mortgage company, & completely got me removed from flood zone,saving me $84.70 a month even though it cost him my business!

James Culler
View all testimonials

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