High Risk Flood Insurance Rates


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High-risk flood insurance rates are paid by those who live in areas known for flooding, the higher the risk, the more you will be paying for insurance. At Holt Flood Insurance, we will work with the agency to get you the best possible rate without having to break the bank.

You are probably asking yourself do I need flood insurance, it is worth paying extra? The answer is yes, flood insurance protects your home or business from water damage caused by flooding. Without it, you could be paying thousands of dollars in costly repairs and replacements to your home or business. Property insurance will not cover damages caused by rising waters, you need flood insurance.

According to FEMA, high-risk flood insurance rates vary depending on the size of your home, location, any construction in the area and your deductible. If you are unsure whether your area is a high risk or not, you can always visit FloodSmart.gov to find out. They have created a tool to calculate the effects of a flood to your home.

For more information on high-risk flood insurance rates, you can always give us a call at, 540-809-1415. We will answer any questions you may have, you can also set up an appointment with us. We can take a look at your current rate, and help lower your cost. Call Holt Flood Insurance today.



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High Risk Flood Insurance Rates

Here is what our clients are saying about us:

We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure!
Ken Reuwer

I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation.
Edward Semambya, CPA

I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums!
Mike Edwards


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