High-risk flood insurance rates are paid by those who live in areas known for flooding, the higher the risk, the more you will be paying for insurance. At Holt Flood Insurance, we will work with the agency to get you the best possible rate without having to break the bank.
You are probably asking yourself do I need flood insurance, it is worth paying extra? The answer is yes, flood insurance protects your home or business from water damage caused by flooding. Without it, you could be paying thousands of dollars in costly repairs and replacements to your home or business. Property insurance will not cover damages caused by rising waters, you need flood insurance.
According to FEMA, high-risk flood insurance rates vary depending on the size of your home, location, any construction in the area and your deductible. If you are unsure whether your area is a high risk or not, you can always visit FloodSmart.gov to find out. They have created a tool to calculate the effects of a flood to your home.
For more information on high-risk flood insurance rates, you can always give us a call at, 540-809-1415. We will answer any questions you may have, you can also set up an appointment with us. We can take a look at your current rate, and help lower your cost. Call Holt Flood Insurance today.
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