Home insurance with flood cover can be misleading as insurance owners may be under the impression that their home and valuables will be covered against water damages in the event of severe weather. But that is not the case. This type of flood cover only applies to damages caused by accidents such as a broken water heater or a burst pipe.
The only way to protect your property and all of your contents are by purchasing additional flood insurance from your flood insurance provider. If your insurance company does not have flood insurance, Holt Flood Insurance is here for you. With over 30 years of experience, we can answer any of your questions and find you an insurance rate that works for you.
To clarify, home insurance with flood cover only repairs accidental damages. However, you will not be covered if these accidents were avoidable. Such as not keeping up with maintenance or not repairing any wear and tear on pipes, water heaters, washers, and other possible water sources. The best way to keep this coverage is by fixing any visible damages and replacing older, out-of-date appliances and water heaters.
For more information about home insurance with flood cover, visit our website or give us a call at 1(540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today!
We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure! Ken Reuwer I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums! Mike Edwards I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation. Edward Semambya, CPA