NFIP insurance

At Holt Flood insurance we are often asked what is NFIP insurance, and is it better to get insurance through them or a private provider? The answer to that question depends on certain circumstances. To qualify for insurance through the NFIP, your community must actively participate in a flood management system.

A flood management system is a set of guidelines that your community takes part in to prevent floodings in your areas, such as clearing sewer systems, maintaining and repairing water mains, installing flood gates, and more. While flood insurance is not always mandatory, it's always good to have it in case of a flood emergency. Flood insurance is also available to renters.

NFIP insurance provides coverage for property owners, business owners, and renters. The NFIP will also work with communities to come up with ways to create a flood management system. The NFIP is backed by the Federal Emergency Management Agency. Whether you choose to get your insurance through the NFIP or an insurance agent, Holt Flood Insurance is here to help. With over 30 years of flood insurance experience and thousands of customers served, we can help with any of your flood insurance needs.

For more information on NFIP insurance, visit our website or give us a call at (540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.

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Here is what our clients are saying about us:

We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure!
Ken Reuwer

I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums!
Mike Edwards

I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation.
Edward Semambya, CPA