At Holt Flood insurance we are often asked what is NFIP insurance, and is it better to get insurance through them or a private provider? The answer to that question depends on certain circumstances. To qualify for insurance through the NFIP, your community must actively participate in a flood management system.
A flood management system is a set of guidelines that your community takes part in to prevent floodings in your areas, such as clearing sewer systems, maintaining and repairing water mains, installing flood gates, and more. While flood insurance is not always mandatory, it's always good to have it in case of a flood emergency. Flood insurance is also available to renters.
NFIP insurance provides coverage for property owners, business owners, and renters. The NFIP will also work with communities to come up with ways to create a flood management system. The NFIP is backed by the Federal Emergency Management Agency. Whether you choose to get your insurance through the NFIP or an insurance agent, Holt Flood Insurance is here to help. With over 30 years of flood insurance experience and thousands of customers served, we can help with any of your flood insurance needs.
For more information on NFIP insurance, visit our website or give us a call at (540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.