If your property is marked flood zone X on the flood map, your area is at a low to moderate risk for flooding. So, what does that mean in terms of flood insurance? Those who own homes or businesses in these areas will pay less for flood insurance than those in the higher-risk areas.
Understanding flood insurance can be complicated, and you may have many questions before making this purchase. At Holt Flood Insurance, we are here to help answer any of your concerns. With over 30 years of flood insurance experience and thousands of customers served, there has never been a problem we couldn't solve or a question we can't answer. If we don't have the answer right away, we will get back to you as soon as we can.
Property owners in flood zone X may be asking, do we need flood insurance since the risk is low? The simple answer is yes. No matter the level of flood risk, you should be purchasing flood insurance as flooding can happen to anyone at any time. And the way we see it, it's better to have it and not need it than not to have it and need it. Without it, you could be spending thousands of dollars on repairs.
For more information on flood zone X, visit our website or give us a call at 1(540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.
I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation. Edward Semambya, CPA I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums! Mike Edwards We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure! Ken Reuwer
