what flood zone am i in?


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what flood zone am i in?

What flood zone am I in is a question insurance companies are often asked. Everyone lives in a flood zone, but it is the level of risk that's the important question. There are three types of flood risks, low, moderate, and high. Each community has a flood map indicating which areas are at risk and at what level.

Community flood maps are used for insurance purposes; they help the insurance company decide on the requirements and the costs. When it comes to the levels of risk, low to moderate levels are marked on the FEMA flood maps with the letters B, C and X. High-risk areas are marked with an A or V. Some mortgage companies may require buyers to purchase flood insurance before taking out a loan on a home.

If you still need answers for what flood zone am I in, at Holt Flood Insurance, we can help you with all your insurance needs. Timothy Holt has over 30 years of flood insurance experience and has helped thousands of customers. We take pride in the level of service we have offered to those customers. There has never been a problem that we cannot solve.

For more information about what flood zone am I in, visit our website or call us at 1-540-809-1415. We will answer any questions you may have, contact Holt Flood Insurance today.



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Here is what our clients are saying about us:

We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure!
Ken Reuwer

I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums!
Mike Edwards

I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation.
Edward Semambya, CPA


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