Water damage can be stressful and costly, especially without flood insurance Virginia. According to the NFIP (National Flood Insurance Plan), just one inch of flooding can cost up to $25,000 in damages to a home. Home insurance does not always cover these costs, so protect your property by purchasing additional flood insurance along with your homeowners' insurance plan.
Flooding can happen at any time, and not just during hurricane season. Melting snow and rain cause water damage to any property, residential and commercial. You do not need to own your home to purchase flood insurance, it is also available for renters. At Holt Flood insurance, we can help find you an insurance rate that works for you.
With 30 years of experience with flood insurance in Virginia, we have taken pride in the level of service we have provided to thousands of customers over the years. We can help you lower your current flood insurance premiums, eliminate excessive and unnecessary coverage and remove the FEMA from the claims handling process.
If you are in the market for flood insurance Virginia, call Holt Flood Insurance for a free quote at 540-809-1415. You can also visit our website for more information about flood insurance and its many benefits. While you are there, why not take a look at what our customers have to say about us.
We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure! Ken Reuwer I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums! Mike Edwards I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation. Edward Semambya, CPA