flood insurance coverage


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Having flood insurance coverage protects your home and business from costly repairs caused by water damage due to flooding. If you are in the market for flood insurance or want to find a better rate, trust our experts at Holt Flood Insurance. We have over 30 years of experience in the flood insurance industry, and in those years, we have helped thousands of customers find rates that work for them.

Flood insurance is available to anyone, regardless of where you live and whether you own your home or rent. While you may have property insurance, flood insurance covers repairs to the interior and exterior and will replace any valuables lost due to water damage. Regular property insurance does not protect your home or business from these damages.

Flood insurance coverage rates can vary depending on the size of your home, the location, if there is any construction in the area and your deductible. If you are unhappy with your current rate, you can book an appointment with us so that we can have a look at what you are currently paying.

For more information on flood insurance coverage and the services that we offer, visit our website or give us a call at 540-809-1415, we will answer any of your questions on flood insurance. Call Holt Flood Insurance today, we look forward to hearing from you.



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flood insurance coverage

Here is what our clients are saying about us:

We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure!
Ken Reuwer

I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation.
Edward Semambya, CPA

I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums!
Mike Edwards


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