Using a flood zone search before you purchase a home can save money on flood insurance. The search will take you to a flood map that determines the flood risk level for certain areas. Areas that have a higher risk will end up paying more for their insurance than those living in lower-risk areas.
Homeowners looking in high-risk areas must purchase flood insurance before a mortgage company gives them a loan. But even if you don't live in a high-risk area, you should buy flood insurance. Without it, you could end up spending thousands of dollars in damages. At Holt Flood Insurance, we can help you find an affordable rate that works for you. And if you already have insurance but would like us to find you a better rate, we can do that too.
When you need help with your flood zone search or any other concerns, Holt Flood Insurance is here to help. With over 30 years of flood insurance experience, there has not been a question that we couldn't answer. Whether you are new to flood insurance or have plenty of experience, do not hesitate to reach out to us.
For more information on how to perform a flood zone search visit our website or give us a call at 1(540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.
We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure! Ken Reuwer I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums! Mike Edwards I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation. Edward Semambya, CPA
