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The best way to protect your home from water damage is to buy flood insurance. Without it, you could be spending thousands of dollars on repairs. At Holt Flood Insurance, we can help you with purchasing flood insurance and finding a rate that works for you.

Flood insurance will cover repairs to your home's interior, such as flooring and walls, electrical and plumbing systems, fuel, and water tanks. It also includes contents such as personal belongings, curtains, appliances, and valuable artwork. And if your family needs alternate living arrangements during renovations, flood insurance will cover that expense as well.

Anyone can buy flood insurance, business owners, and whether you own your home or rent. If you live in a flood zone or not, flood insurance is an additional way to protect your home against disasters. You can pay less for insurance by lowering your flood risk. Ways to do so are elevating your property and utilities, install flood openings and fill in basements that are restricted in flood areas. If your community participates in efforts to reduce flood risk, you can also receive a discount on your flood insurance.

With over 30 years of experience, Timothy Holt can help you buy flood insurance. For more information about our services, visit our website or give us a call at 1-540-809-1415. We will answer any questions you may have, contact Holt Flood Insurance today.



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buy flood insurance

Here is what our clients are saying about us:

We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure!
Ken Reuwer

I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation.
Edward Semambya, CPA

I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums!
Mike Edwards