Flood plain insurance rates


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Flood plain insurance rates vary depending on the level of risk for your area. Those who live in higher-risk areas will pay less than those who have a moderate to low risk. Homeowners looking at homes in an area classified as high-risk must purchase flood insurance before getting a mortgage.

Understanding flood insurance can be complicated. With other companies offering different rates, choosing the right one can be challenging, and this is where Holt Flood Insurance can help. We have served thousands of customers over the past 30 years, so there is no question or problem that we couldn't solve. We can help you understand what flood insurance covers, why you're paying the rates you are, and more. And if you're not happy with the price you're currently paying, we can take a look and see if we can make any changes.

There are ways for you to lower your flood plain insurance rates. Such as installing flood openings, filling in basements, elevating electrical panels and other utilities, relocating your property, elevating your home, and encouraging your community to participate in a community rating system (CRS). Communities involved in a CRS may receive discounted rates from the National Flood Insurance Program (NFIP).

For more information on flood plain insurance rates or how Holt Flood Insurance can help you visit our website or give us a call at 1(540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.



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Flood plain insurance rates

Here is what our clients are saying about us:

I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation.
Edward Semambya, CPA

We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure!
Ken Reuwer

I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums!
Mike Edwards


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