low cost flood insurance


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If you are looking for low cost flood insurance, there are a few ways you can get it. One of these ways is by purchasing flood insurance through the National Flood Insurance Program (NFIP), but only if your community participates in a flood management program. When a community is active in this program, those living in it can purchase flood insurance through the NFIP.

Flood insurance isn't only for home and business owners, those who rent their property qualify for flood insurance as well. At Holt Flood Insurance, we recommend that everyone purchases this added protection as flooding can happen anytime, anyplace, to anyone. And without it, you could spend thousands of dollars on repairs and replacing damaged items.

The NFIP isn't the only way to have low cost flood insurance. You can reduce the price of flood insurance by elevating any utilities, such as heating and cooling units, hot water tanks, and electrical panels, installing flood openings, filling in basements, elevating your property, or relocating your home or business away from a flood risk area. We can also look at your current policy to see if we can make any changes to reduce your costs.

Timothy Holt has helped find low cost flood insurance for thousands of customers for over 30 years. For more information on the services that Holt Flood Insurance has to offer, visit our website or give us a call at 1(540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.



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low cost flood insurance

Here is what our clients are saying about us:

I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums!
Mike Edwards

I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation.
Edward Semambya, CPA

We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure!
Ken Reuwer


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