Flood Zone Insurance


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Purchasing flood zone insurance is the best way to protect your home or business from water damage caused by flooding. Any property owner can purchase flood insurance as long as their community participates in a floodplain.

A floodplain is a low-level area near a body of water such as a lake or a stream. Homes and businesses located in these areas should consider purchasing flood insurance with their property insurance. At Holt Flood Insurance, we will work with your insurance agent to get you an affordable rate.

Flood zone insurance rates vary depending on your community's flood risk level, a map of your area will determine the level of risk. Flood insurance will cover repair costs not covered by property insurance; this includes costs such as water damage to the interior and exterior of your property. Flood insurance will also replace any appliances and valuables lost.

At Holt Flood Insurance, we will ensure your property and valuables are protected with flood zone insurance. Timothy Holt has been insuring families for over 40 years, with 30 of those years being in property and flood insurance. We take pride in the services we have provided to the thousands of customers we have helped over the years and look forward to working with you. For more information on flood insurance, visit our website or give us a call today at 540-809-1415. We will answer any questions you may have.



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Flood Zone Insurance

Here is what our clients are saying about us:

We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure!
Ken Reuwer

I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums!
Mike Edwards

I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation.
Edward Semambya, CPA