Flood Insurance for Renters


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Flood insurance for renters will help protect tenants' valuables from water damage caused by flooding. You can purchase renters' insurance through the National Flood Insurance Program (NFIP) or from an insurance company. A policy through the NFIP covers personal property and contents during a flood.

If you are a renter in a low to moderate flood risk area, you can qualify for a preferred risk policy. These policy premiums are the lowest available premiums through the NFIP. Insurance rates are calculated by the following factors, age of the building, the number of occupants, number of floors, location of your contents, your building’s’ flood zone risk and the deductible amount that you choose.

Protect your valuables with flood insurance for renters, at Holt Flood Insurance we can help get you the best rate possible. Timothy Holt has been insuring families for over 40 years, with 30 of those years being in property and flood insurance. We take pride in the services we have provided to the thousands of customers we have helped over the years.

For more information on flood insurance for renters and the other services we provide, visit our website or give us a call at 540-809-1415. We will answer any questions you may have and look forward to working with you. Contact Holt Flood Insurance today.



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Flood Insurance for Renters

Here is what our clients are saying about us:

I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation.
Edward Semambya, CPA

We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure!
Ken Reuwer

I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums!
Mike Edwards