According to FEMA, flood insurance rates can be lowered if home and business owners living in floodplains follow these procedures.
Relocate any buildings away from bodies of water. Elevate three feet above base flood elevation. Move air conditioning units above the ground level. Make sure the building has flood openings, this is especially important for those properties on flood plains. Property owners who have done at least one of these have reported saving $190 a year on their flood insurance rates.
If you are still thinking about going without flood insurance, remember that property insurance will not cover the costs of water damage to your home or business. Even if your area has no history of flooding, it is better to have it than to be without it. At Holt Flood Insurance, we can find you a rate that will work for you.
To find out more information about FEMA flood insurance rates, home and business owners can look determine where on a floodplain their property resides. These maps determine the level of flood risk and can be easily accessed by all through the FEMA Flood Map Service Center.
If you have any questions about flood insurance, you can always visit our website or give us a call at 1-540-809-1415. Protect your home and business from flooding with Holt Flood Insurance.
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