flood insurance rate map


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A Flood insurance rate map is a helpful guide that can show property owners how much they will pay for flood insurance based on their area. If an area is in a high flood risk flood zone, the insurance rate will be more than a property owner who resides in a low-risk area.

Flood maps can change over time, and these changes can reflect your insurance rate. They can cause your price to go up or down, the NFIP (National Flood Insurance Program) and FEMA (Federal Emergency Management Agency) use the latest technology to keep these maps updated. Factors that cause these changes are community development and construction, changing weather patterns and the building of dams and leaves.

Flood insurance rate maps can be confusing, at Holt Flood Insurance we can sit down with you to help you better understand how they work. We can also help you find a rate that works for you, protect your home or business with flood insurance. Without it, you could be paying thousands of dollars in repairs. Anyone can purchase it, whether you own your home or renting.

For more information on flood insurance rate maps, visit the FEMA website. You can also check out our website for our services, or you can give us a call at 1-540-809-1415. We will answer any questions you may have, contact Holt Flood Insurance today.



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flood insurance rate map

Here is what our clients are saying about us:

I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation.
Edward Semambya, CPA

We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure!
Ken Reuwer

I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums!
Mike Edwards


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