flood damage insurance


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flood damage insurance

Flood damage insurance helps protect your property and valuables during a flood caused by severe weather. Home, business owners, and renters can buy flood insurance either through the NFIP or a private insurance agency. No matter the level of flood risk, whether high or low. Without flood insurance, you could spend thousands of dollars on damages.

At Holt Flood Insurance, we have over 40 years of experience in the insurance business, with 30 in flood insurance. We have worked with the NFIP and private insurance companies such as the Hartford, Wright Flood, Lloyds of London, NFS Edge, Neptune, and The Flood Insurance Agency. Wherever you want to get your insurance, we are here to help you through the process. And if you're looking for a better rate, we can do that too.

Flood damage insurance will cover the costs to repair damages to your property, such as the interior and exterior and any appliances, flooring, electronics, and other valuables. Remember not to get flood insurance confused with your regular property insurance, as property insurance only covers accidental flooding such as a burst pipe or leaking appliance. The best way to ensure complete coverage for your property is by buying flood insurance.

For more information on flood damage insurance, visit our website or call us at (540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.



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Here is what our clients are saying about us:

I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums!
Mike Edwards

We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure!
Ken Reuwer

I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation.
Edward Semambya, CPA


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