Do I need flood insurance is asked a lot, especially for those who don't have it and are wondering if they need to buy it or not? Flood insurance is not required, but it's highly recommended, primarily if your property is located in an area with a high risk of flooding.
At Holt Flood Insurance, we have over 30 years of flood experience and served thousands of customers over the years. If you need help with the flood insurance process, we are here. Whether you are new to flood insurance or looking for a better rate, we can answer any questions you have.
If you are still asking, do I need flood insurance, then consider this, water damage caused by flooding can cost uninsured property owners thousands of dollars in damage repairs. But with flood insurance, everything from the interior and valuables lost will be covered and replaced. Things covered under flood insurance include appliances, walls, flooring, furniture, any electronics, and more. And anyone can purchase flood insurance, whether you own your home or rent. Remember, it's better to have it and not use it, then to not have it and need it.
Do I need flood insurance, well that's up to you. If you need more information, visit our website or give us a call at 540-809-1415. Trust the experts at Holt Flood Insurance to help you with all your insurance needs.
I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums! Mike Edwards We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure! Ken Reuwer I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation. Edward Semambya, CPA