How much flood insurance do I need is a common question for an insurance agent. And the answer depends on a few things, the level of flood risk for your area, your home's worth, and how much it will cost to replace your contents.
Homeowners looking for a home in a high-risk area must purchase flood insurance before taking out a loan. Those in lower to moderate risk areas aren't required to buy flood insurance, but it's a good idea to have it because you could pay thousands of dollars in repairs alone without it. Generally, you should have enough flood insurance coverage to rebuild your home and replace your contents, including your vehicles and any other assets you may have.
So, how much flood insurance do I need? With over 30 years of flood insurance experience and thousands of customers served, there has never been a question that we couldn't answer. At Holt Flood Insurance, we can help you answer that question even further. Whether you are new to flood insurance or have had it for many years, we can help you with any concerns you may have.
For more information on how much flood insurance do I need, visit our website or give us a call at t (540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.
I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation. Edward Semambya, CPA We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure! Ken Reuwer I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums! Mike Edwards
