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If you are looking for affordable flood insurance quotes, trust the experts at Holt Flood Insurance. For over 30 years, Timothy Holt has helped thousands of customers in finding insurance rates that work for them. We take pride in the level of service we have offered those customers and continue to provide excellent service to the Virginia, Maryland and North Carolina areas.

While Spring can bring warmer weather, it can also bring flooding. Increased rainstorms cause remaining snow to melt, which then leads to overflowing drains and raised water levels that will find a way into your home. The only way to protect your property and valuables is by purchasing flood insurance, regular homeowner's insurance will not cover damages caused by flooding. Without flood insurance, you could be paying thousands of dollars in repairs, and that doesn't include replacing lost valuables.

A flood insurance quote depends on the level of flood risk for your area; those who live in a high-risk zone pay more for insurance than those who do not. There are ways to reduce your costs, such as elevating your home, adding flood gates and move any outside equipment such as air conditioners off the ground.

For more information on flood insurance quotes, visit our website or give us a call at 1-540-809-1415. We will answer any questions you may have, contact Holt Flood Insurance today. Protect your home with flood insurance from Timothy Holt.



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flood insurance quotes

Here is what our clients are saying about us:

We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure!
Ken Reuwer

I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums!
Mike Edwards

I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation.
Edward Semambya, CPA