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A national flood insurance company is a company that is backed by the National Flood Insurance Program (NFIP). Some of these companies include Allstate, Farmers Insurance Group and their subsidiaries, Hartford Fire Insurance Company, Liberty Mutual, and many more. At Holt Flood Insurance, we are here to help you find an insurance company that works for you.

If you own your home, chances are you have homeowners insurance, so you may be under the assumption that you don't need flood insurance. But the truth is, your homeowners' insurance only covers accidental flooding such as a broken pipe or a leaking appliance. Whereas flood insurance covers damages caused by severe weather, and without flood insurance, you could be spending thousands of dollars in damages.

When you buy insurance through a national flood insurance company, chances are you could receive a discount because the NFIP works with communities to help with flood management. The more precautions these communities can take to prevent flooding, the better and lower flood risk areas pay less for their flood insurance. The NFIP also helps flood victims recover faster when the flooding has subsided.

For more information on what a national flood insurance company means and how we can help you with any of your insurance needs, visit our website or give us a call at 1(540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.



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national flood insurance company

Here is what our clients are saying about us:

I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums!
Mike Edwards

We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure!
Ken Reuwer

I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation.
Edward Semambya, CPA


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