Homeowners' flood insurance is different from property insurance because it protects your home from water damage caused by flooding. Though in most cases, flood insurance is optional, at Holt Flood Insurance, we highly recommend purchasing it. Without it, you could be spending thousands of dollars on repairs should your home experience flooding.
Finding flood insurance that will work for your family can be a challenge, but we can help with all your insurance questions at Holt Flood Insurance. With over 30 years of experience in the flood insurance business, there has never been a problem that we couldn't solve.
There are some cases where you need homeowners' flood insurance. For example, if you are looking to purchase a home in a high-risk flood zone, your mortgage company will ask you to buy it before loaning you money. High-risk areas are marked A and V on the flood zone maps. Areas of low risk are labeled B, C, and X, but as we mentioned and will continue to say, we recommend purchasing flood insurance for all homeowners, renters, and businesses.
For more information on homeowners' flood insurance, the importance of flood insurance, and the services that we offer, visit our website. Or give us a call at 1(540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.
I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums! Mike Edwards We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure! Ken Reuwer I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation. Edward Semambya, CPA