A FEMA flood insurance map helps determine the cost of flood insurance by marking the areas at risk for flooding. High-risk areas are marked with the letters A and V. Lower-risk areas are marked with B, C, or X. The higher the risk, the more flood insurance will cost. Property owners in high-risk areas must purchase flood insurance before mortgage companies give them a loan.
The NFIP isn't the only place to purchase flood insurance. It's also available through private insurance companies. And while it can be cheaper to go through the NFIP, private insurance companies can offer you broader protection. At Holt Flood Insurance, we work with the NFIP and other private insurance companies. Whatever you choose, we can help you with the insurance application process. And if you're looking for a new and better insurance rate, we can help you with that.
A FEMA flood insurance map works better when communities work with FEMA to update them on any flood changes to their areas. FEMA will then use this data to revise the flood map. Any changes in the level of risk will result in a shift in flood insurance costs.
For more information on the FEMA flood insurance map, visit our website or call us at (540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.
We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure! Ken Reuwer I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums! Mike Edwards I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation. Edward Semambya, CPA
