If you've been living in flood zone A for a while, then you're probably familiar with the term. But for those who recently moved to the area, it means that the risk for flooding is high. High-risk flood areas can also be marked with the letter V.
Residents who live in high-risk areas pay more for flood insurance when compared to those who live in low to moderate areas. However, there are a few ways to lower your insurance costs, such as elevating any utilities such as electrical panels and hot water tanks, filling in basements, installing flood openings, elevating your home, or moving away from the high-risk area.
Are you planning on buying a home in flood zone A? Then you must purchase flood insurance before your mortgage company can give you a loan. This is where Holt Flood Insurance comes in. We can help you find an insurance company that works well for you. And if you already have flood insurance, then we can take a look to see if we can make any adjustments to help save you money.
For more information on flood zone A or any other flood-related questions, visit our website or give us a call at 1(540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today. We look forward to doing business with you.
We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure! Ken Reuwer I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums! Mike Edwards I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation. Edward Semambya, CPA
