fema flood insurance rate map


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fema flood insurance rate map

A FEMA flood insurance rate map helps determine the level of risk for communities, and how much it will cost to insure a property in that area. FEMA actively works with these communities and property owners to ensure that all data is up-to-date. So when it comes to applying for flood insurance, all current information is available.

At Holt Flood Insurance, we can help you with the flood insurance process. With over 30 years of flood insurance and thousands of customers served, we take pride in the service level we offer. There hasn't been a problem that we couldn't solve. Whether if it's your first time buying flood insurance or looking to find a new rate, Timothy Holt is there to help you.

A FEMA flood insurance rate map determines the level of flood risks for properties; the higher the risk, the more it will cost to insure the home or business. But there are ways to reduce your risk and lower your rates, such as elevating your property and utilities, installing flood openings and filling in basements. You can also choose a higher deductible, which could decrease your premium by 40%.

For more information on FEMA flood insurance rate map, visit our website or give us a call at visit our website or call at 1-540-809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.



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Here is what our clients are saying about us:

We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure!
Ken Reuwer

I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation.
Edward Semambya, CPA

I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums!
Mike Edwards


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