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If you are wondering if you should get flood insurance or not, it's important to know that flooding can happen anytime. Whether you live in a flood zone or not. By purchasing flood insurance, you are saving thousands of dollars on repairs.

At Holt Flood Insurance, we can help you with all of your flood insurance needs. With over 30 years of experience, there hasn't been a problem that we couldn't solve. If you are new to flood insurance, we can get you started on the application process and find a rate that works for you. And if you already have insurance but are looking for a better rate, we can help you as well.

The only time you are required to get flood insurance is if you're looking to buy property in a high-risk flood area, as mortgage companies will not give you a loan until you do so. Even if your area isn't known for flooding, you should still buy flood insurance as your regular property insurance only covers accidental flooding, such as a burst pipe or leaky appliance, and not water damage caused by weather. It's always better to have flood insurance and not use it than to need it and not have it.

For more information on how to get flood insurance visit our website or give us a call at 1(540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.



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get flood insurance

Here is what our clients are saying about us:

I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums!
Mike Edwards

I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation.
Edward Semambya, CPA

We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure!
Ken Reuwer


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