A FEMA floodplain map is a tool that indicates which areas are at risk for flooding and the level of risk. Areas at risk for flooding are marked with the letters B, C, and X, are at low risk for flooding, while areas marked with the letters A and V have are at a higher risk for flooding.
One of the ways to protect your property from flooding is by purchasing flood insurance. Without it, you could be spending thousands of dollars on repairs. At Holt Flood Insurance, we can help you find an insurance rate that works for you. With over 30 years of experience in the flood insurance industry, Timothy Holt can answer any questions you may have.
Not only will a FEMA floodplain map tell you which areas are at risk for flooding, but also how much you will be paying for flood insurance. Properties in A and V will pay more for insurance than areas B, C, and X. If you are looking for a home in a high-risk area, most mortgage companies will not give you a loan until you have purchased flood insurance.
For more information on the FEMA flood plain map and how to read it, give us a call at 1(540)809-1415. You can also visit our website for more information on flood insurance, why it’s important and how you can purchase it.
We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure! Ken Reuwer I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums! Mike Edwards I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation. Edward Semambya, CPA
