fire and flood insurance


Back


fire and flood insurance

Fire and flood insurance are two of the additional ways you can protect your home from disasters. You have some fire and flood coverage with your homeowner's insurance. However, there are certain situations only covered under this policy. For example, flooding coverage only applies to accidental floods, such as leaky appliances or pipes.

In the event of a fire, homeowners insurance protects your home and belongings against smoke and fire damage. However, you may need additional fire insurance if you live in an area prone to forest fires, such as Washington or California. Not only will fire insurance cover repairs to your home and valuables. It can also cover additional living expenses, food, and pet boarding if needed.

Why is fire and flood insurance so important? Damages by both flooding and fire can range in the thousands, so if you live in an area prone to flooding or forest fires, it's essential to have additional coverage, as your regular home insurance will not cover these expenses. For some instances, such as areas at high risk for floods, flood insurance is mandatory. Mortgage companies will not release a loan unless you provide proof of flood insurance.

For more information on fire and flood insurance, visit our website or call us at (540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.



Back




Here is what our clients are saying about us:

We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure!
Ken Reuwer

I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums!
Mike Edwards

I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation.
Edward Semambya, CPA


purchasing your flood insurance policy | how does flood insurance work? | flood insurance recommendations | house flood prevention | 100-year flood zone | Flood zone insurance costs | Flood hazard map | annual flood insurance premium estimate | flood maps by address | House insurance for flood risk | national flood insurance company | flood zone x | flood insurance carriers | Does My Homeowners Insurance Cover Flooding? | fema flood insurance rate map | fema flood zone | do I need flood insurance? | fema flood insurance rates | Private Flood Insurance | Flood Insurance for Renters |

Flood Insurance Quote, Home and Flood Insurance, NFIP, Federal Flood Insurance, Flood Zone Insurance, Flood Insurance for Renters, New Flood Insurance Rates, Private Flood Insurance, Flood Insurance Companies in Virginia, Business Flood Insurance, Flood Insurance Virginia, Best Insurance Rates, Flood Insurance Rates, High Risk Flood Insurance Rates, flood insurance coverage, flood insurance company poquoson va, flood insurance, flood insurance cost, fema flood insurance rates, national flood insurance program rates, national flood insurance, Average cost of flood insurance, buy flood insurance, flood insurance quotes, how much is flood insurance?, flood insurance rate map, cheap flood insurance, flood insurance companies, NFIP flood insurance, purchase flood insurance, flood insurance estimate, online flood insurance quote, home flood insurance, flood zone determination, excess flood insurance, flood insurance policy, do I need flood insurance?