A flood area map is a tool that helps indicate areas known for flooding. By using these maps, insurance companies can determine how much flood insurance will cost for those applying for it. Locations at higher risk for flooding pay more than areas at a lower risk.
At Holt Flood Insurance, we understand that finding protection for your home or business can be frustrating. With so many companies offering many options, it can be challenging to find one that works for you. That is why we are here. With over 30 years of flood insurance experience and thousands of customers served, there hasn't been a question that we couldn't answer.
There are three risk levels indicated on a flood area map, low, moderate, and severe. Letters B, C, and X are areas at a low to medium risk, where areas A and V are at high risk for flooding. All mortgage companies require flood insurance for zones A and V before homeowners take out a loan. Flood insurance isn't limited to homeowners. Renters can purchase it as well. Regardless of your flood risk, it's good to have it and not need it, then to not have it and need it.
For more information on reading a flood area map, visit our website or give us a call at 1(540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today!
I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation. Edward Semambya, CPA I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums! Mike Edwards We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure! Ken Reuwer
