flood insurance policy


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If you are confused about your flood insurance policy, Holt Flood Insurance is here to help. As experts in flood insurance for over 30 years, we can answer any questions you may have. We can help you better understand the importance of flood insurance, and what your policy covers. And if you are looking to change providers, we can help you with that too.

Here at Holt Flood Insurance, we take pride in the service level for the thousands of customers we have helped over the years. We have helped customers lower their insurance rates, eliminated any unnecessary and excessive coverage, and removed FEMA from the claims handling process. Timothy Holt has also helped homeowners deal with pushy mortgage companies when it comes to additional insurance policies, that may not be necessary for buying a new home.

Flood insurance policies can differ with every company, and sometimes the customers may not know what they are paying. That is why it's a good idea to always read up on companies before settling on one. You may not need flood insurance, depending on your area. Though it is a good idea to have as flooding can happen at any time and anyplace. If you are not sure whether or not you need it, give Holt Flood Insurance a call. We can help you decide if it's right for you.

For more information on flood insurance policies, visit our website or give us a call at 540-809-1415. We will answer any questions you may have.



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flood insurance policy

Here is what our clients are saying about us:

We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure!
Ken Reuwer

I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums!
Mike Edwards

I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation.
Edward Semambya, CPA


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